CV – Gonzalo Llamosas García

Positions

2025–Assistant Professor in Public Finance, University of Málaga, Department of Applied Economics
2024–2025Assistant Professor, University of Cantabria
2022–2024Adjunct Professor, University of Málaga
2023–2024Lecturer, Universidad Europea del Atlántico
2020–2022Lecturer, Universidad Loyola Andalucía
2015–2019Predoctoral Researcher in Applied Economics, University of Cantabria

2015–2019PhD in Economics, University of Cantabria (inter-university programme with the universities of Oviedo and the Basque Country)
Thesis: Essays on Citizens’ Economic Behavior in Services of Public Interest: A European Union Perspective.
2012–2013MSc in Economic Research, University of Valladolid
2008–2012BA in Economics, University of Cantabria

Decomposing the Debt Response to Fiscal Consolidation: Evidence from EU-27 Local Projections, 1996–2024 (with Cristina Mazas Pérez-Oleaga and José M. Domínguez-Martínez)

Event-study estimators when adoption responds to past outcomes
Does Biological Ageing Foreshadow Financial Fragility? Evidence from Dried-Blood-Spot Biomarkers and Household Wealth in Europe

Llamosas-García, G. and Mazas Pérez-Oleaga, C. (2025). What Works in Financial Education? Experimental Evidence on Program Impact. Journal of Behavioral and Experimental Economics, vol. 119, 102401. Open access.
Lezcano Lastra, A., Llamosas-García, G. and López-Cagigas, A. (2023). Predicting the Tide of the Pandemic: An In-Depth Analysis of Forecasting Models for COVID-19 in Cantabria. BEIO. Boletín de Estadística e Investigación Operativa, vol. 39, no. 2, pp. 36–49.
Clifton, J., Díaz-Fuentes, D. and Llamosas-García, G. (2020). A Behavioral Perspective on Saving Decisions. Empirical Evidence for Policymakers in the European Union. Global Policy, vol. 11, suppl. 1, pp. 62–72. Open access.
Clifton, J., Díaz-Fuentes, D. and Llamosas-García, G. (2020). ICT-Enabled Co-Production of Public Services: Barriers and Enablers. A Systematic Review. Information Polity, vol. 25, no. 1, pp. 25–48. Free to read.

Sustainability for Whom? The Distributional Costs of Statutory Retirement-Age Reforms in Older Europe
Corporate Tax Structures in the Age of AI: Evidence from World Bank Data
Popular Discontent and Recall Elections

2020–2021EU Finance and Institutions: New Social and Environmental Challenges, Jean Monnet Module, European Commission. Researcher.
2017–2020Europe, Finance and Institutions, Jean Monnet Module, European Commission. Researcher.
2016–2019CITADEL: Empowering Citizens to Transform European Public Administrations, Horizon 2020, European Union. Predoctoral researcher.
2015–2017Global Banks Programme, Santander Financial Institute (SANFI). Research assistant.

2021–2022Loyola Behavioral Lab, Universidad Loyola Andalucía (October 2021 to April 2022), with Pablo Brañas-Garza
2019–2020Postdoctoral stay as visiting professor, Universidad Internacional Iberoamericana (UNIB), Puerto Rico (October 2019 to October 2020)
2017Bangor Business School, Bangor University, United Kingdom (April to May 2017), with Phil Molyneux
2016Department of Business Administration, University of Valladolid (April to May 2016), with Eleuterio Vallelado

2016Best Paper Award, I Workshop on Government, Incentives and Risk in Banking (Financial Economics Section of ACEDE and Santander Financial Institute), Santander, for “Loss Aversion in Saving Behavior in Europe”
2012Student Research Award (second prize), College of Economists of Cantabria and University of Cantabria

2016–2018Assistant Editor, Journal of Economic Policy Reform
RefereeJournal of Behavioral and Experimental Economics; Public Finance Review; Revista Galega de Economía

2023Evaluando la trayectoria experimental de la educación financiera. Una revisión sistemática. VI Conference on Financial Education (Edufinet): Financial Education in a Context of Transition towards Sustainability, Málaga
2021Una evaluación de modelos de pronóstico para casos COVID-19 en Cantabria. Statistical Conference of the Spanish Autonomous Communities, Canary Islands
2019Behavioral Perspective on Saving Behavior. Banca March Workshop on Contemporary Issues in Banking, Madrid
2019Explaining citizens’ coproduction through ICTs in health: a multi-level model analysis. IIAS Study Group on Co-production of Public Services, KU Leuven
2017–2018CITADEL General Assembly conferences: The Hague, Riga, Bari, Brussels and Antwerp
2017Co-creation in financial services: a semantic analysis. Wolpertinger Conference of the European Association of University Teachers of Banking and Finance, Santander
2016Loss Aversion in Saving Behavior: Evidence from the ECB’s European Household Finance and Consumption Survey. XVIII World Economy Meeting, “Europe-America: Strategic Alliances in Global Economy”, University of Alcalá
2016Loss Aversion in Saving Behavior in Europe: Evidence from the Household Finance and Consumption Survey. I Workshop on Government, Incentives and Risk in Banking, Santander
2015¿Tomas riesgos en tus inversiones? Tus características socioeconómicas pueden hacerte perder dinero. II Young Researchers’ Conference of Cantabria, Santander

2025–University of Málaga
Public Finance; Spanish Public Finance; Fiscal Systems; bachelor’s thesis supervision
2022–2024University of Málaga
Fiscal Systems; Microeconomics; Contemporary East Asian Economy
2024–2025University of Cantabria
Production and Industrial Organisation; Economics and Business Management; Business (engineering degrees); Business Management and Administration (Master’s in Industrial Engineering)
2023–2024Universidad Europea del Atlántico
Business Organisation; Market Research; bachelor’s thesis supervision
2022–2023University of León
Financial Markets, Instruments and Institutions (BA in Business Administration and Management)
2020–2022Universidad Loyola Andalucía
International Economics; Economic Policy; Applications II: Case Studies

2021–2023Statistician, Government of Cantabria
Statistical analysis of administrative data, forecasting models and policy reports on health, education and public finance.